Last Updated: February 2026
This Professional Disclaimer ("Disclaimer") governs the use of the website rafxusapapoypi (the "Website"). The purpose of this Disclaimer is to inform users about the limitations of liability and the nature of the information provided on the Website. By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer.
This Disclaimer applies to all users of the Website, including but not limited to visitors, registered users, and any third parties accessing content or services provided through the Website. This Disclaimer is intended to comply with the laws and regulations of Singapore.
The Content provided on the Website is for informational purposes only and does not constitute professional advice, including but not limited to legal, financial, medical, or any other professional advice. Users should not act or refrain from acting based on any Content without seeking appropriate professional advice tailored to their specific circumstances.
While the Company strives to provide accurate and up-to-date information, the Content may not always reflect the most current legal developments or industry practices. The Company makes no representations or warranties regarding the accuracy, reliability, or completeness of the Content. Users are encouraged to verify any information before relying on it.
To the fullest extent permitted by law, the Company, its affiliates, and their respective officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to the use of the Website or the Content, including but not limited to loss of profits, data, or goodwill, even if the Company has been advised of the possibility of such damages.
Users are responsible for their own actions and decisions made based on the Content. Users agree to use the Website in compliance with all applicable laws and regulations and to refrain from any conduct that could harm the Company or other users.
The Company does not endorse, guarantee, or assume responsibility for any third-party websites or services linked to or from the Website. Users acknowledge that any reliance on such third-party Content is at their own risk. The Company disclaims all warranties, express or implied, regarding the Website and the Content, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
The Company takes reasonable measures to protect the security of the Website and the information provided by users. However, no method of transmission over the internet or electronic storage is 100% secure. Therefore, while the Company strives to protect user information, it cannot guarantee its absolute security. Users are encouraged to take appropriate precautions when using the Website.
The Company reserves the right to modify this Disclaimer at any time. Any changes will be effective immediately upon posting the updated Disclaimer on the Website. Users are encouraged to review this Disclaimer periodically to stay informed about any changes. Continued use of the Website after any modifications constitutes acceptance of the revised Disclaimer.
If you have any questions or concerns regarding this Disclaimer, please contact us at:
This Disclaimer shall be governed by and construed in accordance with the laws of Singapore. Any disputes arising out of or in connection with this Disclaimer shall be subject to the exclusive jurisdiction of the courts of Singapore.